Saving For A Downpayment: Where To Keep Your Nest Egg
Saving for a downpayment is one of the first steps to buying a home --apart from getting pre-qualified for a mortgage. Starting your savings also requires quite a bit of commitment. It takes discipline to forgo that weekend getaway with friends or reduce everyday purchases like your usual...
What Are Mortgage Points and Are They Worth It?
Mortgage points, sometimes called discount points, are fees that you pay in exchange for a lower interest rate. The common reason that people "buy down the rate" is that the lower interest rate may lower their monthly mortgage payment.
Calculating the cost of a point is fairly simple. One...
Is It The Right Time To Get a Home Loan? Find Out Now!
The question of when it’s the right time to buy a home has been asked by countless. And the answer to that largely depends on what one means by “the right time.”
When is it the right time to buy according to the market? When is it the right time to buy according to your...
Loan Limits Have Increased!
If you've recently purchased a home, now is a great time to consider a mortgage refinance. The new 2020 loan limits for Conventional and FHA mortgages have been announced and they've increased by over $26,000 and over $39,000 in a high balance areas.Conventional & FHA LoansFrom...
Business Plan For 2020 - Is Yours Ready?
Every agent needs a plan to succeed; a real estate business plan keeps you accountable and on track. An optimal business plan for real estate agents includes firm goals, but it’s also fluid — you’ll want to update your real estate business plan as you grow and the market...