CalPATH / PATH: Exclusive Savings For Public Service Workers

CalPATH / PATH are more than just regular mortgage programs.

For many teachers, police officers, firefighters, and other public employees, it's their best path to owning a home.

Designed for public service workers and exclusive to Mountain West Financial, Inc., CalPATH / PATH offers reduced fees of up to $800, additional long-term savings, and a float-down option to help ensure you get the lowest possible rate.

It's our way of giving back to those who give so much.

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Full Benefits:

  • Reduced Processing & Underwriting Fees
  • FHA, Conventional, & VA Loan Options (Must be military veterans and public service worker for VA option)
  • Available for High Balance Loans
  • Refinance Options Available
  • No Additional Qualifying
  • One Free Float Down - During the First 30 Days After the Rate is Locked (or before the closing disclosure is issued, whichever is sooner), if Rates Become Lower You Can "Float Down"

Eligibility:

  • State, county, or city employee
  • Current or retired employee of a public agency, including CalPERS, CalSTRS, LRS, and JRS
  • Teacher or professor of an accredited K-12 private, religious, or charter school, state college, state university, or community college. (Other non-teacher employees are eligible only if part of a PUBLIC school district. Proof of teacher retirement system membership is required)

Is CalPATH / PATH right for you? Contact me to learn more.


* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.